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Whole Life Insurance

Senior couple hugging

How does Whole Life Insurance work? 

   Whole Life Insurance provides coverage for your entire life, as long as the premiums are paid on time. Whole life insurance and universal life insurance accrue cash value over time. The policy builds cash value that can be available as policy loans or cash surrenders, subject to policy terms and conditions.


  Lifetime protection


The premiums for Whole Life Insurance stay the same, but they are typically more expensive than term life insurance premiums. Whole life insurance is a good choice if you are seeking a lifetime of protection to provide a death benefit for your loved ones with the potential to generate cash value that can be accessible to you during your lifetime. 







Get Coverage for your entire life.

Fixed payments that remain the same, even as you get older or your health declines.

Accrues cash values or dividends, depending on the policy.

What's Included:

 Allows you to borrow against the cash value, often at a favorable rates.

Cash value can accrue on a tax deferred basis, according to current tax laws.

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